Local Counseling & Services

ALLEGANY COUNTY

Allegany County Human Resources Development Commission, Inc. 
Phone: 301-783-1720  Fax: 301-722-0837
125 Virginia Ave., Cumberland, Maryland 21502-3952
Language spoken: English
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Resolving/Preventing Mortgage Delinquency Workshops

Maryland Legal Aid Bureau - Western Maryland Office
110 Greene St.
Cumberland, MD 21502
Local Phone Number: (301) 777-7474
Toll Free Phone Number: (866) 389-5243
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM


ANNE ARUNDEL COUNTY

Anne Arundel County Community Action Agency, Incorporated
Phone: 410-626-1900
251 West St., Annapolis, Maryland 21401-3427
Languages spoken: English, Spanish, Other
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
  • Reverse Mortgage Counseling

Arundel Community Development Service Inc.
Phone: 410-222-7612   Fax: 410-222-7619
2666 Riva Road, Suite 210, Annapolis, Maryland 21401-7345
Language - English, Spanish​
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops

Maryland Legal Aid Bureau - Anne Arundel County Office
Local Phone Number: (410) 972-2700
Toll Free Phone Number: (800) 666-8330
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
229 Hanover St.
Annapolis, MD 21401

Public Safety Officer Property Tax Credit
Anne Arundel County, Office of Finance
Tax Credits: (410) 222-1748
Main: (410) 222-1781
Email for questions and to submit the application: fnhwan00@aacounty.org 
Application: 
https://www.aacounty.org/departments/finance/forms-and-publications/PSO-Tax-Credit-Application.pdf​ 
Optional credit up to $2500 for a public safety officer who has worked for the county for a year and lives in the county. 



BALTIMORE CITY

BelAir - Edison Neighborhoods, Inc. (Parent company - HOMEFREE - USA)
Phone: 410-485-8422  Fax: 410-485-0728
3545 Belair Rd., Baltimore, Maryland 21213-1230
Language spoken: English
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Home Improvement and Rehabilitation Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops

Comprehensive Housing Assistance, Inc. 
Phone: 410-500-5300  Fax: 410-466-1996
5809 Park Heights Ave., Baltimore, Maryland 21215-3931
Languages spoken: English, Spanish
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops

Druid Heights Community Development Corp. 
Phone: 410-523-1350  Fax: 410-523-1374
2140 McCulloh St., Baltimore, Maryland 21217-3529
Language spoken: English
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Resolving/Preventing Mortgage Delinquency Workshops
  • Reverse Mortgage Counseling

Eastside Community Development Corporation
Phone: 410-284-9861  Fax: 410-284-9864
7835 Eastern Avenue, Ste. 302, Baltimore, Maryland 21224
Language spoken: English
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops

Garwyn Oaks Northwest Housing Resource Center, Inc. 
Phone: 410-947-0084  Fax: 410-947-0087
2300 Garrison Blvd Ste 140, Baltimore, Maryland 21216-2308
Language spoken: English
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops

Guidewell Financial Solutions
757 Frederick Rd., Baltimore, Maryland 21228
www.guidewellfs.org 
  • ​Free housing counseling assisting Baltimore residents with a mortgage who are facing tax sale.

Harbel Housing Partnership (A Division of Harbel Community Organization, Inc.) 
Phone: 410-444-9152  Fax: 410-444-9181
5807 Harford Rd., Baltimore, Maryland 21214-1848
Language spoken: English
  • Financial Management/Budget Counseling
  • Pre-purchase Counseling
  • ​Pre-purchase Homebuyer Education Workshops

Homefree-USA Baltimore Branch (Parent organization: HOMEFREE - USA)
Phone: 410-878-1405  Fax: 888-292-3956
765 Washington Boulevard, Baltimore, Maryland 21230-2331
Language spoken: English
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops

Maryland Legal Aid Bureau - Baltimore City Office
Local Phone Number: (410) 951-7777
Toll Free Phone Number: (800) 999-8904
Telephone Intake: (410) 951-7750
Toll Free Telephone Intake: (866) 635-2948
Telephone Intake Hours:
Monday 09:30 AM - 04:00 PM
Tuesday 09:30 AM - 07:00 PM
Wednesday 09:30 AM - 01:00 PM
Thursday 09:30 AM - 04:00 PM
Friday 09:30 AM - 04:00 PM
500 E. Lexington ST.
Baltimore, MD 21202


NACA (Neighborhood Assistance Corporation of America) Baltimore, MD (Parent organization: Neighborhood Stabilization Corporation - NACA Counseling Subsidiary) 
Phone: 410-783-0465  Toll-free: 617-250-6222  Fax: 877-329-6222
E-mail: N/A
306 W. Franklin Street, Suite 103, Baltiomore, Maryland 21201-4661
Languages spoken: English, Spanish
  • Fair Housing Pre-Purchase Education Workshops
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Predatory Lending Education Workshops

Neighborhood Housing Services of Baltimore, Inc. (Parent organization: Neighborhood Reinvestment Corp. DBA Neighborworks America) 
Phone: 410-327-1200-105  Fax: 410-675-1855
25 E 20th St., Ste. 170, Baltimore, Maryland 21218-6038
Languages spoken: English, Spanish

Operation Hope - Baltimore Branch (Parent organization: Operation Hope, Inc.)
Phone: 240-630-1391
96 Village Square, Baltimore, Maryland 21210-1610
Language spoken: English
  • ​​Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops

Park Heights Renaissance, Inc.
Phone: 410-664-4890-110  Fax: 410-664-4893
3939 Reisterstown Rd., Suite 268, Baltimore, Maryland 21215-7601
Language spoken: English
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling

Southeast Community Development Corporation (Parent organization: Homefree - USA)
Phone: 410-342-3234  Fax: 410-342-1719
3323 Eastern Ave., Suite 200, Baltimore, Maryland 21224-4109
Languages spoken: English, Spanish
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Reverse Mortgage Counseling

St. Ambrose Housing Aid Center, Inc. (Parent organization: The Housing Partnership Network) 
Phone: 410-366-8550
E-mail: N/A
321 E 25th St., Baltimore, Maryland 21218-5303
Language spoken: English
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Resolving/Preventing Mortgage Delinquency Workshops

The Development Corporation of Northwest Baltimore (Parent organization: Homefree - USA)
Phone: 410-578-7190  Fax: 410-578-7193
3521 W Belvedere Ave., Baltimore, Maryland 21215-5802
Language spoken: English
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling


BALTIMORE COUNTY

Diversified Housing Development, Inc.
Phone: 410-496-1214  Fax: 410-496-9352
8025 Liberty Rd., Windsor Mill, Maryland 21244-2966
Language spoken: English
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Resolving/Preventing Mortgage Delinquency Workshops

Maryland Legal Aid Bureau - Baltimore County Office
Local Phone Number: (410) 427-1800
Toll Free Phone Number: (877) 878-5920
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
215 Washington Ave., Ste. 305
Towson, MD 21204


CALVERT COUNTY

Maryland Legal Aid Bureau - Southern Maryland Office
15045 Burnt Store Rd., 3rd Fl.
Hughesville, MD 20637
Local Phone Number: (301) 932-6661
Toll Free Phone Number: (877) 310-1810
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM



CAROLINE COUNTY

Maryland Legal Aid Bureau - Upper Eastern Shore Office
106 N. Washington St., Ste. 101
Easton, MD 21601
Local Phone Number: (410) 763-9676
Toll Free Phone Number: (800) 477-2543
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM


Maryland Rural Development Corporation (MRDC)
Phone: 410-482-4363-211  Toll-free: 443-206-1162
Fax: 410-482-4660
Website: www.mrdc.net
101 Cedar Lane, Greensboro, Maryland 21639-1580
Language spoken: English
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Services for Homeless Counseling


CARROLL COUNTY

Maryland Legal Aid - Midwestern Maryland Office
Local Phone Number: (301) 694-7414
Toll Free Phone Number: (800) 679-8813
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
22 S. Market St., Ste. 11
Frederick, MD 21701



CECIL COUNTY

Cecil County Housing Agency
Phone: 410-996-8216  Fax: 410-996-5256
200 Chesapeake Blvd., Ste. 1800, Elkton, Maryland 21921-6682
Languages spoken: English, Spanish
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling

Maryland Legal Aid Bureau - Northeastern Maryland Office
Local Phone Number: (410) 836-8202
Toll Free Phone Number: (800) 444-9529
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
103 S. Hickory Ave.
Bel Air, MD 21014


CHARLES COUNTY

Maryland Legal Aid Bureau - Southern Maryland Office
15045 Burnt Store Rd., 3rd Fl.
Hughesville, MD 20637
Local Phone Number: (301) 932-6661
Toll Free Phone Number: (877) 310-1810
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM

Southern Maryland Tri-County Community Action
Phone: 301-274-4474-253  Fax: 301-274-0423
8383 Old Leonardtown Road, Hughesville, Maryland 20637
Languages spoken: English, Spanish
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling


DORCHESTER COUNTY

Maryland Legal Aid Bureau - Lower Eastern Shore Office
Local Phone Number: (410) 546-5511
Toll Free Phone Number: (800) 444-4099
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
201 E Main St.
Salisbury, MD 21801


FREDERICK COUNTY

Frederick Community Action Agency (FCAA)
Phone: 301-600-1506  Fax: 301-662-9079
100 S Market St., Frederick, Maryland 21701-5527
Languages spoken: English, Spanish
  • Financial Management/Budget Counseling
  • Home Improvement and Rehabilitation Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Reverse Mortgage Counseling
  • Services for Homeless Counseling

Maryland Legal Aid - Midwestern Maryland Office
Local Phone Number: (301) 694-7414
Toll Free Phone Number: (800) 679-8813
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
22 S. Market St., Ste. 11
Frederick, MD 21701



GARRETT COUNTY

Garrett County Community Action Committee, Inc.
Phone: 301-334-9431
104 E Center St., Oakland, Maryland 21550-1307
Languages spoken: English, Spanish
  • Fair Housing Pre-Purchase Education Workshops
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Home Improvement and Rehabilitation Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Services for Homeless Counseling

Maryland Legal Aid Bureau - Western Maryland Office
110 Greene St.
Cumberland, MD 21502
Local Phone Number: (301) 777-7474
Toll Free Phone Number: (866) 389-5243
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM



HARFORD COUNTY

Harford County Housing Agency
Phone: 410-638-3045  Fax: 410-879-7148
15 S Main St., Ste. 106, Bel Air, Maryland 21014-8723
Languages spoken: English, Spanish
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Reverse Mortgage Counseling

Home Partnership, Inc. (HPI)
Phone: 410-679-3200  Fax: 410-679-3208
626 Towne Center Dr., Suite 102, Joppa, Maryland 21085-4446
Languages available: ASL, English
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
  • Resolving/Preventing Mortgage Delinquency Workshops

Maryland Legal Aid Bureau - Northeastern Maryland Office
Local Phone Number: (410) 836-8202
Toll Free Phone Number: (800) 444-9529
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
103 S. Hickory Ave.
Bel Air, MD 21014​



HOWARD COUNTY

Consumer Credit Counseling Service of Maryland and Delaware, Inc. (CCCSMD) (Formerly Guidewell)
Phone: 443-451-1689  Toll-free: 410-747-2050
Fax: 410-747-2005
6315 Hillside Ct., Suite B, Columbia, Maryland 21046-3228
Languages spoken: English, Spanish
  • Fair Housing Pre-Purchase Education Workshops
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Predatory Lending Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
  • Reverse Mortgage Counseling

Maryland Legal Air Bureau - Howard County Office
Local Phone Number: (410) 480-1057
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
3451 Court House Dr.
Ellicott City MD 21043

Maryland Legal Aid Bureau - Metropolitan Maryland Office
Local Phone Number: (301) 560-2101
Toll Free Telephone Intake: (888) 215-5316
Telephone Intake: (301) 560-2100
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
8401 Corporate Dr., Ste. 200
Landover, MD 20785


KENT COUNTY

Maryland Legal Aid Bureau - Upper Eastern Shore Office
106 N. Washington St., Ste. 101
Easton, MD 21601
Local Phone Number: (410) 763-9676
Toll Free Phone Number: (800) 477-2543
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM


Maryland Rural Development Corporation (MRDC) (Kent Co.)
(Parent organization: Maryland Rural Development Corporation (MRDC)
Phone: 410-482-2585-233
115 S. Lynchburg Street, Chestertown, Maryland 21620-1196
Language spoken: English
  • Fair Housing Pre-Purchase Education Workshops
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Services for Homeless Counseling

Mid-Shore Pro Bono - Chestertown
Phone: 443-298-9425



MONTGOMERY COUNTY

Housing Initiative Partnership, Inc. (HIP)
Phone: 301-916-5946
620 East Diamond Avenue, Suite L, Gaithersburg, Maryland 20877-5320
and
12900 Middlebrook Road, Suite 1500, Germantown, Maryland 20874-2672
Languages spoken: English, Portuguese, Spanish
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops

Latino Economic Development Corporation
Phone: 202-588-5102  Toll-free: 866-977-5332
11002 Viers Mills Road, Suite 503, Wheaton, Maryland 20902-2574
Languages spoken: English, Spanish
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling

Maryland Legal Aid Bureau - Montgomery County Office
Local Phone Number: (240) 314-0373
Toll Free Phone Number: (855) 880-9487
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
600 Jefferson Plz., Ste. 430
Rockville, MD 20852


Money Management International - Silver Spring (Parent organization: Money Management International Inc.)
Phone: 866-232-9080  Toll-free: 866-232-9080
Fax: 866-921-5129
8403 Colesville Rd., Suite 1100, Silver Spring, Maryland 20910-6346
Languages spoken: English, Spanish
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Predatory Lending Education Workshops
  • Rental Housing Counseling
  • Services for Homeless Counseling


PRINCE GEORGE’S COUNTY

Centro De Apoyo Familiar (CAF) (Parent organization: Centro De Apoyo Familiar - Center for Family Assistance)
Phone: 301-328-3292
Website: www.mycaf.org
6801 Kenilworth Ave., Suite 201, Riverdale, Maryland 20737
Languages spoken: English, Spanish
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Predatory Lending Education Workshops
  • Rental Housing Counseling

Greater Washington Urban League - Prince George’s County 
Phone: 202-265-8200
Website: www.gwul.org
1401 Mercantile Lane, Suite 251, Largo, Maryland 20774-4301
Language spoken: English
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • e-purchase Counseling

Homefree - USA of The Washington DC Metropolitan Area (Parent organization: Homefree - USA)
Phone: 301-891-8400  Toll-free: 855-493-4002
Fax: 301-891-8434
6200 Baltimore Avenue, 3rd Floor, Riverdale, Maryland 20737-1054
Languages spoken: English, Spanish
  • Fair Housing Pre-Purchase Education Workshops
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Home Improvement and Rehabilitation Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Predatory Lending Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
  • Resolving/Preventing Mortgage Delinquency Workshops
  • Services for Homeless Counseling

Housing Initiative Partnership, Inc. (HIP)
Phone: 301-699-6262  Fax: 301-699-8184
6525 Belcrest Road, Suite 555, Hyattsville, Maryland 20782-2003
Languages spoken: English, Spanish
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Home Improvement and Rehabilitation Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling

Housing Options & Planning Enterprises, Inc. (H.O.P.E.) (Parent organization: Homefree - USA)
Phone: 301-567-3330  Toll-free: 301-567-3330
Fax: 301-710-0607
6188 Oxon Hill Rd., Ste. 700, Oxon Hill, Maryland 20745
Languages spoken: English, Spanish
  • Fair Housing Pre-Purchase Education Workshops
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Predatory Lending Education Workshops
  • Rental Housing Counseling

Lydia’s House 
Phone: 301-322-5353
1300 Mercantile Lane, Largo, Maryland 20774-5327
Fair Housing Pre-Purchase Education Workshops
Language spoken: English
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling

Maryland Legal Aid Bureau - Metropolitan Maryland Office
Toll Free Telephone Intake: (888) 215-5316
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
8401 Corporate Dr., Ste. 200
Landover, MD 20785


SEED - Sowing Empowerment and Economic Development (Parent organization: SEED - Sowing Empowerment & Economic Development, Inc.) 
Phone: 301-458-9808-107  Fax: 240-396-4426
6201 Riverdale Rd., Suite 200, Riverdale, Maryland 20737-2150
Languages spoken: English, Portuguese, Spanish
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Resolving/Preventing Mortgage Delinquency Workshops

United Communities Against Poverty
Phone: 301-322-5700-5700  Toll-free: 301-322-5700
Fax: 301-322-5700
1400 Doewood Lane, Capitol Heights, Maryland 20743-1018
Languages spoken: Chinese Mandarin, English, French, Russian, Spanish, Vietnamese
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Resolving/Preventing Mortgage Delinquency Workshops

Unity Economic Development Corporation 
Phone: 301-505-0331  Fax: 240-253-4270
5801 Allentown Road, Suite 309, Suitland, Maryland 20746-4563
Language spoken: English
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops



QUEEN ANNE'S COUNTY


Maryland Legal Aid Bureau - Upper Eastern Shore Office

106 N. Washington St., Ste. 101
Easton, MD 21601
Local Phone Number: (410) 763-9676
Toll Free Phone Number: (800) 477-2543
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM



ST. MARY'S COUNTY

Maryland Legal Aid Bureau - Southern Maryland Office
15045 Burnt Store Rd., 3rd Fl.
Hughesville, MD 20637
Local Phone Number: (301) 932-6661
Toll Free Phone Number: (877) 310-1810
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM



SOMERSET COUNTY

Maryland Legal Aid Bureau - Lower Eastern Shore Office
Local Phone Number: (410) 546-5511
Toll Free Phone Number: (800) 444-4099
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
201 E Main St.
Salisbury, MD 21801​



TALBOT COUNTY

Circuit Court Clerk’s Office
(410) 822-2611
Civil Division handles foreclosures

Maryland Courts Self-Help Line
(410) 260-1392

Maryland Legal Aid Bureau - Upper Eastern Shore Office
106 N. Washington St., Ste. 101
Easton, MD 21601
Local Phone Number: (410) 763-9676
Toll Free Phone Number: (800) 477-2543
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM

Mid-Shore Pro Bono 
Easton Office, 8 South West Street, Easton, MD 21601
Hours are  10-3pm. 
Phone: (410) 690-8128
info@midshoreprobono.org 



WASHINGTON COUNTY

Hagerstown Neighborhood Development Partnership, Inc. (HNDP)
Phone: (301) 797-0900
Fax: (301) 797-2991
21 E Franklin St., Hagerstown, Maryland 21740-4914
Languages spoken: English, Other
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling

Maryland Legal Aid Bureau - Midwestern Maryland Office
Local Phone Number: (301) 694-7414
Toll Free Phone Number: (800) 679-8813
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
22 S. Market St., Ste. 11
Frederick, MD 21701

Washington County Community Action Council (WCCAC)
Phone: 301-797-4161  Fax: 301-791-9062
Website: www.wccac.org
117 Summit Ave., Hagerstown, Maryland 21740-5508
Language spoken: English​
  • Mortgage Delinquency and Default Resolution Counseling
  • ​Pre-purchase Counseling
  • ​​​Rental Housing Counseling
  • Reverse Mortgage Counseling
  • Services for Homeless Counseling



WICOMICO COUNTY

Maryland Legal Aid Bureau - Lower Eastern Shore Office
Local Phone Number: (410) 546-5511
Toll Free Phone Number: (800) 444-4099
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
201 E Main St.
Salisbury, MD 21801

Mid-Shore Pro Bono - Salisbury
212 W. Main Street, Ste. 302, Salisbury, MD. 
Phone: (410) 829-0394
SE HABLA ESPANOL! (443) 298-9425

Salisbury Neighborhood Housing Service, Inc.
(Parent organization: Neighborhood Reinvestment Corp. DBA Neighborworks America)
Phone: 410-543-4626
560 Riverside Dr., Ste. A102, Salisbury, Maryland 21801-4702
Languages spoken: English, Spanish
  • Financial Management/Budget Counseling
  • Home Improvement and Rehabilitation Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Predatory Lending Education Workshops
  • Reverse Mortgage Counseling

Shore Up!, Inc.
Phone: 410-749-1142  Fax: 410-742-9191
520 Snow Hill Rd., Salisbury, Maryland 21804-6031
Languages spoken: English, Spanish
  • Fair Housing Pre-Purchase Education Workshops
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Home Improvement and Rehabilitation Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Resolving/Preventing Mortgage Delinquency Workshops
  • Services for Homeless Counseling

TELAMON CORPORATION - SALISBURY BRANCH
Phone: 919-899-9911
31901 Tri County Way, Salisbury, Maryland 21804-1707
Languages spoken: Creole, English, Spanish
  • Fair Housing Pre-Purchase Education Workshops
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
  • Services for Homeless Counseling



WORCESTER COUNTY

Maryland Legal Aid Bureau - Lower Eastern Shore Office
Local Phone Number: (410) 546-5511
Toll Free Phone Number: (800) 444-4099
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
201 E Main St.
Salisbury, MD 21801

Shore Up! 
(410) 749-1142 ext. 356 Ask for the Housing Counselor.
Free counseling to help homeowners make plans to pay their bills and keep their homes.


Human Trafficking GET HELP

National Human Trafficking Hotline - 24/7 Confidential

1-888-373-7888 233733 More Information on human trafficking in Maryland

Customer Service Promise

The State of Maryland pledges to provide constituents, businesses, customers, and stakeholders with friendly and courteous, timely and responsive, accurate and consistent, accessible and convenient, and truthful and transparent services.

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Help Stop Fraud in State Government

The Maryland General Assembly’s Office of Legislative Audits operates a toll-free fraud hotline to receive allegations of fraud and/or abuse of State government resources. Information reported to the hotline in the past has helped to eliminate certain fraudulent activities and protect State resources.

More Information