Homeowner Protection Program (HPP)
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The Homeowner Protection Program is administered by the State Tax Sale Ombudsman at the Maryland Department of Assessments and Taxation. Application to the Homeowner Protection Program is limited and eligibility does not guarantee enrollment.
If you are a homeowner of limited income, you may qualify for the Homeowner Protection Program, which could keep your home out of tax sale for at least three years, and help you to pay the taxes you owe and keep your home.
To be eligible to apply:
- The dwelling must be the applicant homeowner(s)’ principal residence, and
- Assessed value must not exceed $300,000. Click here to find your home's current assessment.
The homeowner(s)’ combined annual income must not exceed $60,000, and
the total value of their assets must not exceed $200,000, not including the
value of the dwelling.
- *Priority enrollment is given to *- homeowners aged 60 years or older; - to those currently receiving disability benefits from the federal Social Security Disability Insurance program or the federal Supplemental Security Income program; or - to those whose dwelling has been their principal residence for 10 years or more.
Starting October 1st, 2026, the law, Article - Tax Property 2-112 section (6), enables homeowner's to designate a family member or another representative of the homeowner to communicate and work with the Ombudsman on the homeowner's behalf. For your convenience you can complete the form below and submit it with your Homeowner Protection Program application to:
Note: This authorization does not grant your representative power of attorney to execute the final legal loan documents on your behalf.
Donation Portal:
Our HPP Donation Portal is also available for people who want to help at-risk homeowners in your local community. Show your support with a voluntary donation here.
