Maryland Department of Assessments and Taxation

 Local Counseling & Services

​

ALLEGANY COUNTY

Allegany County Human Resources Development Commission, Inc. 
Phone: 301-783-1704  Fax: 301-783-1893
125 Virginia Ave., Cumberland, Maryland 21502-3952
Language spoken: English
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Resolving/Preventing Mortgage Delinquency Workshops

Maryland Legal Aid Bureau - Western Maryland Office
110 Greene St.
Cumberland, MD 21502
Local Phone Number: (301) 777-7474
Toll Free Phone Number: (866) 389-5243
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM


ANNE ARUNDEL COUNTY

Anne Arundel County Community Action Agency, Incorporated
Phone: 410-626-1900
251 West St., Annapolis, Maryland 21401-3427
Languages spoken: English, Spanish, Other
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
  • Reverse Mortgage Counseling

Arundel Community Development Service Inc.
Phone: 410-222-7612   Fax: 410-222-7619
2666 Riva Road, Suite 210, Annapolis, Maryland 21401-7345
Language - English, Spanish​
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops

Maryland Legal Aid Bureau - Anne Arundel County Office
Local Phone Number: (410) 972-2700
Toll Free Phone Number: (800) 666-8330
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
229 Hanover St.
Annapolis, MD 21401

Public Safety Officer Property Tax Credit
Anne Arundel County, Office of Finance
Tax Credits: (410) 222-1748
Main: (410) 222-1781
Email for questions and to submit the application: fnhwan00@aacounty.org 
Application: https://www.aacounty.org/departments/finance/forms-and-publications/PSO-Tax-Credit-Application.pdf​ 
Optional credit up to $2500 for a public safety officer who has worked for the county for a year and lives in the county. 



BALTIMORE CITY

BelAir - Edison Neighborhoods, Inc. (Parent company - HOMEFREE - USA)
Phone: 410-485-8422  Fax: 410-485-0728
3545 Belair Rd., Baltimore, Maryland 21213-1230
Language spoken: English
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Home Improvement and Rehabilitation Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops

Comprehensive Housing Assistance, Inc. 
Phone: 410-500-5300  Fax: 410-466-1996
5809 Park Heights Ave., Baltimore, Maryland 21215-3931
Languages spoken: English, Spanish
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops

Druid Heights Community Development Corp. 
Phone: 410-523-1350  Fax: 410-523-1374
2140 McCulloh St., Baltimore, Maryland 21217-3529
Language spoken: English
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Resolving/Preventing Mortgage Delinquency Workshops
  • Reverse Mortgage Counseling

Eastside Community Development Corporation
Phone: 410-284-9861  Fax: 410-284-9864
7835 Eastern Avenue, Ste. 302, Baltimore, Maryland 21224
Language spoken: English
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops

Garwyn Oaks Northwest Housing Resource Center, Inc. 
Phone: 410-947-0084  Fax: 410-947-0087
2300 Garrison Blvd Ste 140, Baltimore, Maryland 21216-2308
Language spoken: English
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops

Guidewell Financial Solutions
757 Frederick Rd., Baltimore, Maryland 21228
www.guidewellfs.org 
  • ​Free housing counseling assisting Baltimore residents with a mortgage who are facing tax sale.

Harbel Housing Partnership (A Division of Harbel Community Organization, Inc.) 
Phone: 410-444-9152  Fax: 410-444-9181
5807 Harford Rd., Baltimore, Maryland 21214-1848
Language spoken: English
  • Financial Management/Budget Counseling
  • Pre-purchase Counseling
  • ​Pre-purchase Homebuyer Education Workshops

Homefree-USA Baltimore Branch (Parent organization: HOMEFREE - USA)
Phone: 410-878-1405  Fax: 888-292-3956
765 Washington Boulevard, Baltimore, Maryland 21230-2331
Language spoken: English
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops

Maryland Legal Aid Bureau - Baltimore City Office
Local Phone Number: (410) 951-7777
Toll Free Phone Number: (800) 999-8904
Telephone Intake: (410) 951-7750
Toll Free Telephone Intake: (866) 635-2948
Telephone Intake Hours:
Monday 09:30 AM - 04:00 PM
Tuesday 09:30 AM - 07:00 PM
Wednesday 09:30 AM - 01:00 PM
Thursday 09:30 AM - 04:00 PM
Friday 09:30 AM - 04:00 PM
500 E. Lexington ST.
Baltimore, MD 21202


NACA (Neighborhood Assistance Corporation of America) Baltimore, MD (Parent organization: Neighborhood Stabilization Corporation - NACA Counseling Subsidiary) 
Phone: 410-783-0465  Toll-free: 617-250-6222  Fax: 877-329-6222
E-mail: N/A
306 W. Franklin Street, Suite 103, Baltiomore, Maryland 21201-4661
Languages spoken: English, Spanish
  • Fair Housing Pre-Purchase Education Workshops
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Predatory Lending Education Workshops

Neighborhood Housing Services of Baltimore, Inc. (Parent organization: Neighborhood Reinvestment Corp. DBA Neighborworks America) 
Phone: 410-327-1200-105  Fax: 410-675-1855
25 E 20th St., Ste. 170, Baltimore, Maryland 21218-6038
Languages spoken: English, Spanish

Operation Hope - Baltimore Branch (Parent organization: Operation Hope, Inc.)
Phone: 240-630-1391
96 Village Square, Baltimore, Maryland 21210-1610
Language spoken: English
  • ​​Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops

Park Heights Renaissance, Inc.
Phone: 410-664-4890-110  Fax: 410-664-4893
3939 Reisterstown Rd., Suite 268, Baltimore, Maryland 21215-7601
Language spoken: English
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling

Southeast Community Development Corporation (Parent organization: Homefree - USA)
Phone: 410-342-3234  Fax: 410-342-1719
3323 Eastern Ave., Suite 200, Baltimore, Maryland 21224-4109
Languages spoken: English, Spanish
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Reverse Mortgage Counseling

St. Ambrose Housing Aid Center, Inc. (Parent organization: The Housing Partnership Network) 
Phone: 410-366-8550
E-mail: N/A
321 E 25th St., Baltimore, Maryland 21218-5303
Language spoken: English
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Resolving/Preventing Mortgage Delinquency Workshops

The Development Corporation of Northwest Baltimore (Parent organization: Homefree - USA)
Phone: 410-578-7190  Fax: 410-578-7193
3521 W Belvedere Ave., Baltimore, Maryland 21215-5802
Language spoken: English
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling


BALTIMORE COUNTY

Diversified Housing Development, Inc.
Phone: 410-496-1214  Fax: 410-496-9352
8025 Liberty Rd., Windsor Mill, Maryland 21244-2966
Language spoken: English
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Resolving/Preventing Mortgage Delinquency Workshops

Maryland Legal Aid Bureau - Baltimore County Office
Local Phone Number: (410) 427-1800
Toll Free Phone Number: (877) 878-5920
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
215 Washington Ave., Ste. 305
Towson, MD 21204


CALVERT COUNTY

Maryland Legal Aid Bureau - Southern Maryland Office
15045 Burnt Store Rd., 3rd Fl.
Hughesville, MD 20637
Local Phone Number: (301) 932-6661
Toll Free Phone Number: (877) 310-1810
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM



CAROLINE COUNTY

Maryland Legal Aid Bureau - Upper Eastern Shore Office
106 N. Washington St., Ste. 101
Easton, MD 21601
Local Phone Number: (410) 763-9676
Toll Free Phone Number: (800) 477-2543
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM


Maryland Rural Development Corporation (MRDC)
Phone: 410-482-4363-211  Toll-free: 443-206-1162
Fax: 410-482-4660
Website: www.mrdc.net
101 Cedar Lane, Greensboro, Maryland 21639-1580
Language spoken: English
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Services for Homeless Counseling


CARROLL COUNTY

Maryland Legal Aid - Midwestern Maryland Office
Local Phone Number: (301) 694-7414
Toll Free Phone Number: (800) 679-8813
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
22 S. Market St., Ste. 11
Frederick, MD 21701



CECIL COUNTY

Cecil County Housing Agency
Phone: 410-996-8216  Fax: 410-996-5256
200 Chesapeake Blvd., Ste. 1800, Elkton, Maryland 21921-6682
Languages spoken: English, Spanish
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling

Maryland Legal Aid Bureau - Northeastern Maryland Office
Local Phone Number: (410) 836-8202
Toll Free Phone Number: (800) 444-9529
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
103 S. Hickory Ave.
Bel Air, MD 21014


CHARLES COUNTY

Maryland Legal Aid Bureau - Southern Maryland Office
15045 Burnt Store Rd., 3rd Fl.
Hughesville, MD 20637
Local Phone Number: (301) 932-6661
Toll Free Phone Number: (877) 310-1810
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM

Southern Maryland Tri-County Community Action
Phone: 301-274-4474-253  Fax: 301-274-0423
8383 Old Leonardtown Road, Hughesville, Maryland 20637
Languages spoken: English, Spanish
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling


DORCHESTER COUNTY

Maryland Legal Aid Bureau - Lower Eastern Shore Office
Local Phone Number: (410) 546-5511
Toll Free Phone Number: (800) 444-4099
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
201 E Main St.
Salisbury, MD 21801


FREDERICK COUNTY

Frederick Community Action Agency (FCAA)
Phone: 301-600-1506  Fax: 301-662-9079
100 S Market St., Frederick, Maryland 21701-5527
Languages spoken: English, Spanish
  • Financial Management/Budget Counseling
  • Home Improvement and Rehabilitation Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Reverse Mortgage Counseling
  • Services for Homeless Counseling

Maryland Legal Aid - Midwestern Maryland Office
Local Phone Number: (301) 694-7414
Toll Free Phone Number: (800) 679-8813
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
22 S. Market St., Ste. 11
Frederick, MD 21701​



GARRETT COUNTY

Garrett County Community Action Committee, Inc.
Phone: 301-334-9431
104 E Center St., Oakland, Maryland 21550-1307
Languages spoken: English, Spanish
  • Fair Housing Pre-Purchase Education Workshops
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Home Improvement and Rehabilitation Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Services for Homeless Counseling

Maryland Legal Aid Bureau - Western Maryland Office
110 Greene St.
Cumberland, MD 21502
Local Phone Number: (301) 777-7474
Toll Free Phone Number: (866) 389-5243
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM



HARFORD COUNTY

Harford County Housing Agency
Phone: 410-638-3045  Fax: 410-879-7148
15 S Main St., Ste. 106, Bel Air, Maryland 21014-8723
Languages spoken: English, Spanish
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Reverse Mortgage Counseling

Home Partnership, Inc. (HPI)
Phone: 410-679-3200  Fax: 410-679-3208
626 Towne Center Dr., Suite 102, Joppa, Maryland 21085-4446
Languages available: ASL, English
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
  • Resolving/Preventing Mortgage Delinquency Workshops

Maryland Legal Aid Bureau - Northeastern Maryland Office
Local Phone Number: (410) 836-8202
Toll Free Phone Number: (800) 444-9529
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
103 S. Hickory Ave.
Bel Air, MD 21014​



HOWARD COUNTY

Consumer Credit Counseling Service of Maryland and Delaware, Inc. (CCCSMD) (Formerly Guidewell)
Phone: 443-451-1689  Toll-free: 410-747-2050
Fax: 410-747-2005
6315 Hillside Ct., Suite B, Columbia, Maryland 21046-3228
Languages spoken: English, Spanish
  • Fair Housing Pre-Purchase Education Workshops
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Predatory Lending Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
  • Reverse Mortgage Counseling

Maryland Legal Aid​ Bureau - Howard County Office
Local Phone Number: (410) 480-1057
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
3451 Court House Dr.
Ellicott City MD 21043

Maryland Legal Aid Bureau - Metropolitan Maryland Office
Local Phone Number: (301) 560-2101
Toll Free Telephone Intake: (888) 215-5316
Telephone Intake: (301) 560-2100
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
8401 Corporate Dr., Ste. 200
Landover, MD 20785


KENT COUNTY

Maryland Legal Aid Bureau - Upper Eastern Shore Office
106 N. Washington St., Ste. 101
Easton, MD 21601
Local Phone Number: (410) 763-9676
Toll Free Phone Number: (800) 477-2543
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM


Maryland Rural Development Corporation (MRDC) (Kent Co.)
(Parent organization: Maryland Rural Development Corporation (MRDC)
Phone: 410-482-2585-233
115 S. Lynchburg Street, Chestertown, Maryland 21620-1196
Language spoken: English
  • Fair Housing Pre-Purchase Education Workshops
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Services for Homeless Counseling

Mid-Shore Pro Bono - Chestertown
Phone: 443-298-9425



MONTGOMERY COUNTY

Housing Initiative Partnership, Inc. (HIP)
Phone: 301-916-5946
620 East Diamond Avenue, Suite L, Gaithersburg, Maryland 20877-5320
and
12900 Middlebrook Road, Suite 1500, Germantown, Maryland 20874-2672
Languages spoken: English, Portuguese, Spanish
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops

Latino Economic Development Corporation
Phone: 202-588-5102  Toll-free: 866-977-5332
11002 Viers Mills Road, Suite 503, Wheaton, Maryland 20902-2574
Languages spoken: English, Spanish
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling

Maryland Legal Aid Bureau - Montgomery County Office
Local Phone Number: (240) 314-0373
Toll Free Phone Number: (855) 880-9487
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
600 Jefferson Plz., Ste. 430
Rockville, MD 20852


Money Management International - Silver Spring (Parent organization: Money Management International Inc.)
Phone: 866-232-9080  Toll-free: 866-232-9080
Fax: 866-921-5129
8403 Colesville Rd., Suite 1100, Silver Spring, Maryland 20910-6346
Languages spoken: English, Spanish
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Predatory Lending Education Workshops
  • Rental Housing Counseling
  • Services for Homeless Counseling


PRINCE GEORGE’S COUNTY

Centro De Apoyo Familiar (CAF) (Parent organization: Centro De Apoyo Familiar - Center for Family Assistance)
Phone: 301-328-3292
Website: www.mycaf.org
6801 Kenilworth Ave., Suite 201, Riverdale, Maryland 20737
Languages spoken: English, Spanish
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Predatory Lending Education Workshops
  • Rental Housing Counseling

Greater Washington Urban League - Prince George’s County 
Phone: 202-265-8200
Website: www.gwul.org
1401 Mercantile Lane, Suite 251, Largo, Maryland 20774-4301
Language spoken: English
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • e-purchase Counseling

Homefree - USA of The Washington DC Metropolitan Area (Parent organization: Homefree - USA)
Phone: 301-891-8400  Toll-free: 855-493-4002
Fax: 301-891-8434
6200 Baltimore Avenue, 3rd Floor, Riverdale, Maryland 20737-1054
Languages spoken: English, Spanish
  • Fair Housing Pre-Purchase Education Workshops
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Home Improvement and Rehabilitation Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Predatory Lending Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
  • Resolving/Preventing Mortgage Delinquency Workshops
  • Services for Homeless Counseling

Housing Initiative Partnership, Inc. (HIP)
Phone: 301-699-6262  Fax: 301-699-8184
6525 Belcrest Road, Suite 555, Hyattsville, Maryland 20782-2003
Languages spoken: English, Spanish
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Home Improvement and Rehabilitation Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling

Housing Options & Planning Enterprises, Inc. (H.O.P.E.) (Parent organization: Homefree - USA)
Phone: 301-567-3330  Toll-free: 301-567-3330
Fax: 301-710-0607
6188 Oxon Hill Rd., Ste. 700, Oxon Hill, Maryland 20745
Languages spoken: English, Spanish
  • Fair Housing Pre-Purchase Education Workshops
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Predatory Lending Education Workshops
  • Rental Housing Counseling

Lydia’s House 
Phone: 301-322-5353
1300 Mercantile Lane, Largo, Maryland 20774-5327
Fair Housing Pre-Purchase Education Workshops
Language spoken: English
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling

Maryland Legal Aid Bureau - Metropolitan Maryland Office
Toll Free Telephone Intake: (888) 215-5316
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
8401 Corporate Dr., Ste. 200
Landover, MD 20785


SEED - Sowing Empowerment and Economic Development (Parent organization: SEED - Sowing Empowerment & Economic Development, Inc.) 
Phone: 301-458-9808-107  Fax: 240-396-4426
6201 Riverdale Rd., Suite 200, Riverdale, Maryland 20737-2150
Languages spoken: English, Portuguese, Spanish
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Resolving/Preventing Mortgage Delinquency Workshops

United Communities Against Poverty
Phone: 301-322-5700-5700  Toll-free: 301-322-5700
Fax: 301-322-5700
1400 Doewood Lane, Capitol Heights, Maryland 20743-1018
Languages spoken: Chinese Mandarin, English, French, Russian, Spanish, Vietnamese
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Resolving/Preventing Mortgage Delinquency Workshops

Unity Economic Development Corporation 
Phone: 301-505-0331  Fax: 240-253-4270
5801 Allentown Road, Suite 309, Suitland, Maryland 20746-4563
Language spoken: English
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops



QUEEN ANNE'S COUNTY


Maryland Legal Aid Bureau - Upper Eastern Shore Office
106 N. Washington St., Ste. 101
Easton, MD 21601
Local Phone Number: (410) 763-9676
Toll Free Phone Number: (800) 477-2543
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM



ST. MARY'S COUNTY

Maryland Legal Aid Bureau - Southern Maryland Office
15045 Burnt Store Rd., 3rd Fl.
Hughesville, MD 20637
Local Phone Number: (301) 932-6661
Toll Free Phone Number: (877) 310-1810
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM



SOMERSET COUNTY

Maryland Legal Aid Bureau - Lower Eastern Shore Office
Local Phone Number: (410) 546-5511
Toll Free Phone Number: (800) 444-4099
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
201 E Main St.
Salisbury, MD 21801​



TALBOT COUNTY

Circuit Court Clerk’s Office
(410) 822-2611
Civil Division handles foreclosures

Maryland Courts Self-Help Line
(410) 260-1392

Maryland Legal Aid Bureau - Upper Eastern Shore Office
106 N. Washington St., Ste. 101
Easton, MD 21601
Local Phone Number: (410) 763-9676
Toll Free Phone Number: (800) 477-2543
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM

Mid-Shore Pro Bono 
Easton Office, 8 South West Street, Easton, MD 21601
Hours are  10-3pm. 
Phone: (410) 690-8128
info@midshoreprobono.org 



WASHINGTON COUNTY

Hagerstown Neighborhood Development Partnership, Inc. (HNDP)
Phone: (301) 797-0900
Fax: (301) 797-2991
21 E Franklin St., Hagerstown, Maryland 21740-4914
Languages spoken: English, Other
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling

Maryland Legal Aid Bureau - Midwestern Maryland Office
Local Phone Number: (301) 694-7414
Toll Free Phone Number: (800) 679-8813
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
22 S. Market St., Ste. 11
Frederick, MD 21701

Washington County Community Action Council (WCCAC)
Phone: 301-797-4161  Fax: 301-791-9062
Website: www.wccac.org
117 Summit Ave., Hagerstown, Maryland 21740-5508
Language spoken: English​
  • Mortgage Delinquency and Default Resolution Counseling
  • ​Pre-purchase Counseling
  • ​​​Rental Housing Counseling
  • Reverse Mortgage Counseling
  • Services for Homeless Counseling



WICOMICO COUNTY

Maryland Legal Aid Bureau - Lower Eastern Shore Office
Local Phone Number: (410) 546-5511
Toll Free Phone Number: (800) 444-4099
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
201 E Main St.
Salisbury, MD 21801

Mid-Shore Pro Bono - Salisbury
212 W. Main Street, Ste. 302, Salisbury, MD. 
Phone: (410) 829-0394
SE HABLA ESPANOL! (443) 298-9425

Salisbury Neighborhood Housing Service, Inc.
(Parent organization: Neighborhood Reinvestment Corp. DBA Neighborworks America)
Phone: 410-543-4626
560 Riverside Dr., Ste. A102, Salisbury, Maryland 21801-4702
Languages spoken: English, Spanish
  • Financial Management/Budget Counseling
  • Home Improvement and Rehabilitation Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Predatory Lending Education Workshops
  • Reverse Mortgage Counseling

Shore Up!, Inc.
Phone: 410-749-1142  Fax: 410-742-9191
520 Snow Hill Rd., Salisbury, Maryland 21804-6031
Languages spoken: English, Spanish
  • Fair Housing Pre-Purchase Education Workshops
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Home Improvement and Rehabilitation Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Resolving/Preventing Mortgage Delinquency Workshops
  • Services for Homeless Counseling

TELAMON CORPORATION - SALISBURY BRANCH
Phone: 919-899-9911
31901 Tri County Way, Salisbury, Maryland 21804-1707
Languages spoken: Creole, English, Spanish
  • Fair Housing Pre-Purchase Education Workshops
  • Financial Management/Budget Counseling
  • Financial, Budgeting, and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-purchase Counseling
  • Pre-purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Rental Housing Workshops
  • Services for Homeless Counseling



WORCESTER COUNTY

Maryland Legal Aid Bureau - Lower Eastern Shore Office
Local Phone Number: (410) 546-5511
Toll Free Phone Number: (800) 444-4099
Telephone Intake Hours:
Monday – Thursday 09:30 AM - 04:00 PM
201 E Main St.
Salisbury, MD 21801

Shore Up! 
(410) 749-1142 ext. 356 Ask for the Housing Counselor.
Free counseling to help homeowners make plans to pay their bills and keep their homes.


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Maryland Department of Assessments and Taxation
700 E. Pratt St. Suite 2700
Baltimore, MD 21202-6377